Auto Insurance

What type of coverage do I need?

Whether you own or lease your vehicle it is important to make sure you are adequately covered in case of an accident. Typically, state minimums are not enough coverage. Here at Sunrise Insurance Group, it is important for us to sit down with you and discuss what type of coverages and policy best suits your needs. 


Required Coverages:

  • Bodily Injury
  • Property Damage
  • Personal Injury Protection (PIP)

Optional Coverages:

  • Uninsured Motorist (always recommended)
  • Medical Payments
  • Collision 
  • Comprehensive
  • Rental Car Reimbursement
  • Towing/Roadside Assistance

Discounts

Safe Driver Discounts - being accident and ticket free for 3 or 5 years makes a huge difference in auto insurance premiums


Defensive Driver Discount - if you are over 55 and have taken an approved driving course, you could be eligible for this discount


Good Student - if you have children in high school or college with an A or B average  you could qualify for this discount


Other Discounts:

Homeowner

Multi-Policy

New Car

Passive Restraint Systems

Anti-Lock Breaks